Mortgage Calculator UK

Calculate UK mortgage monthly payments, total cost, and stamp duty for residential properties.

Enter Your Values

Property Price (£)

Deposit (£)

Annual Interest Rate (%)

Mortgage Term

Buyer Type

Results

Fill in your values above and click Calculate.

Frequently Asked Questions

Q.What is the current UK mortgage rate?

UK mortgage rates vary by lender and product. Fixed rates in 2024-2025 range from approximately 4-6% for 2-5 year fixes. Always compare rates from multiple lenders.

Q.What is stamp duty in the UK?

Stamp Duty Land Tax (SDLT) is paid when buying property over £250,000. First-time buyers pay nothing on the first £425,000.